Terms and conditions for subscription services

These terms outline your rights and obligations when using melarqiven for subscription-based financial planning in Canada. Please review them carefully before subscribing or using our services.

August 29, 2025

Acceptance of terms

By accessing or subscribing to our services, you agree to these terms and any additional policies referenced herein, including our privacy, cookie, and disclaimer notices. If you do not agree, please do not use our services.

Definitions

The following definitions apply throughout these terms:

• "melarqiven" refers to our company, melarqiven.com, and its representatives providing subscription services.
• "Services" means financial planning support delivered under a monthly subscription model.
• "User" refers to anyone accessing or subscribing to our services.
• "Agreement" means these terms, including referenced policies.

Service usage guidelines

Use our services for lawful purposes only. Misuse, unauthorized access, or attempts to interfere with our systems are strictly prohibited and may result in termination of service.

Eligibility

You must be at least 18 years old and reside in Canada to subscribe. Use of our services is not permitted where prohibited by law.

Service for Canadian residents only.

Your responsibilities

As a user, you are responsible for the following:

• Providing accurate and up-to-date information when subscribing or communicating with us.
• Respecting the confidentiality of your account and not sharing login credentials.
• Using the service only for personal, non-commercial purposes.
• Complying with all applicable laws and these terms.

Prohibited uses

Users may not use our services for any of the following:

• Engaging in unlawful, fraudulent, or harmful activities.
• Attempting to gain unauthorized access to systems or data.
• Transmitting viruses, malware, or harmful code.
• Impersonating others or providing false information.
• Violating the rights of others or applicable laws.

Intellectual property rights

All content, branding, and materials on melarqiven.com are owned or licensed by us. Users may not copy, modify, or redistribute content without permission. Use is limited to personal, non-commercial purposes.

User content

You are responsible for any content you submit or upload. Please ensure it does not violate laws or infringe on third-party rights.

Privacy and data protection

Your personal information is handled according to our privacy policy. We take reasonable measures to protect your data, but cannot guarantee absolute security. Please review our policy for details. See privacy policy

Disclaimer and limitations

melarqiven provides general information and support. No specific results are promised. Consult with a licensed professional for personalized advice.

Limitation of liability

melarqiven is not liable for indirect, incidental, or consequential damages. Our total liability is limited to the amount paid for services in the previous month.

Indemnification

You agree to indemnify us for any losses or claims related to your use of the site or services.

Dispute resolution process

Any disputes will be resolved under Canadian law, with efforts made to settle amicably before legal action.

Applicable law and jurisdiction

Canadian federal and provincial law applies to all services and disputes.

Termination

We may suspend or terminate your service for violations of these terms. You may cancel at any time by contacting us.

Modifications

melarqiven reserves the right to update these terms. Continued use after changes means acceptance of the updated terms.

Severability

If any part of these terms is invalid, the rest remains effective.

Entire agreement

These terms, together with referenced policies, constitute the entire agreement between you and melarqiven.

Contact information

For questions about these terms or your subscription, contact us below.